When it comes to speaking about comfort and convenience in a car, Maruti Suzuki Ertiga’s name comes to our mind. This four-wheeler is filled with unique amenities that are guaranteed to make your driving experience delightful. It has won the hearts of many car lovers over the years for its mileage and versatility. It is a value-for-money car.
Furthermore, the four-vehicle has a vast cabin capacity and is available in 10 variants and 5 different colours. As a result, purchasing a Maruti Suzuki Ertiga car will be one of the finest decisions an individual can ever make.
However, in order to make sure that the car is secured right from day one, you should obtain four-wheeler insurance coverage. A variety of scenarios might occur, including an accident while driving your automobile or damage caused by a natural disaster such as an earthquake or a flood. It is also possible that you will have a breakdown throughout your trip. As a result, it is prudent to invest in a good Ertiga insurance policy from any reputable insurer in India.
All you need to do is an online search, compare car insurance policies put forward by different insurance providers and select the best one that matches your needs and budget.
Why Do You Need Four-Wheeler Insurance for Your Ertiga?
As the owner of a Maruti Suzuki Ertiga, you would want your vehicle to be shielded against any unforeseen circumstances. You might get Ertiga insurance to prevent having to pay out a lot of money if something like this happens. You would be protecting both your four-wheeler as well as your bank account from getting dried.
The government regulation also requires that every car on the road have at least third-party liability insurance coverage. You might want to select a comprehensive Ertiga car insurance policy that includes third-party liability and loss or damage caused by man-made and natural disasters.
Also, if you have previously covered your Ertiga car with a good insurance policy and are planning to do a Maruti Suzuki Ertiga insurance renewal, don’t hesitate since it will provide you as well as your loved car with a lot of additional benefits. Overall, a Maruti Suzuki Ertiga car insurance policy will keep you safe on and off the road financially and legally.
What Are the Inclusions and Exclusions of a Maruti Suzuki Ertiga Insurance Policy?
Are you getting your Maruti Suzuki Ertiga car insured for the very first time? You have a choice between two sorts of policies. You may choose between comprehensive four-wheeler insurance and third-party car insurance. The insurance cost for your Ertiga will be determined by the policy type you select and the add-ons you opt for.
Inclusions under comprehensive Ertiga insurance plans are listed below:
- It covers property damage and third-party injuries.
- It protects your Ertiga against explosions and fires.
- It offers coverage against car theft or robbery.
- It protects the vehicle from damage caused by man-made or natural disasters such as cyclones, earthquakes, riots, and so forth.
- It covers your Maruti Suzuki Ertiga car against damages caused by accident.
- It financially shields your car in the event of an accident.
Note: No matter what you buy — a third-party liability or comprehensive car insurance policy — you need to purchase a Personal Accident Cover. It is a legal mandate.
The following are the exclusions from a comprehensive Ertiga insurance policy:
- Damage to your Maruti Suzuki Ertiga car due to regular wear and tear.
- Damage to consumables that is not covered by the insurance plan.
- Damage to your Maruti Suzuki Ertiga car due to electrical and mechanical failure.
- Vehicle damage caused by reckless or inebriated driving.
- Driving your Maruti Suzuki Ertiga car without a valid driver’s licence and expired insurance plan.
Winding Up
We hope that we are able to make you clear regarding the necessity of a Maruti Suzuki Ertiga car insurance policy. So, make sure you purchase it and stay legally compliant as well as financially secure in the event of a mishap or an accident. You can buy or renew online car insurance from the comfort of your couch with just a few mouse clicks.
There are some renowned insurance companies in India providing Maruti Suzuki Ertiga insurance policies at affordable rates. So, take your notebook out and jot down the plans along with their benefits and select the one that best suits your lovely Maruti Suzuki Ertiga.
